Know where
your business
really stands
Connect your Xero account and Offermore reads the real position for you: what you owe, what's overdue, and where the pressure is building. You're working from the facts instead of guessing at 10pm.
See whether you can actually cover what's due
The hardest question some weeks isn't how much you owe in total. It's whether you can meet what's due when it falls due. Offermore answers that for you, shows you where debt is building, and tells you whether things are getting tighter month to month, so a slow decline is something you notice early rather than discover too late.
- Whether you can genuinely cover what's due right now, rather than just what's showing in the bank.
- The six warning signs Australian businesses tend to show before real trouble, each marked green, amber, or red.
- Your ATO, super, and supplier position gathered in one place, instead of three browser tabs and a gut feeling.
- Who owes you and who's slow to pay, so overdue invoices don't quietly stack up out of view.
- Whether cash is getting tighter or easier from one month to the next, so a slow decline shows up early.
It reads your Xero data and updates each day, so the picture stays current without spreadsheets, manual maths, or anything to keep up to date on your part.
Your Xero data stays yours
- Offermore connects through Xero's official read-only login. We never see your Xero password, and we cannot change anything in your account.
- Your data is encrypted on the way to us and while we hold it, and we use it only to build the dashboard you see. We never sell or share it.
- You can disconnect Xero whenever you like, from your settings. That removes the stored connection straight away.
Read the full privacy policy and terms of service.
Frequently asked questions
What is Offermore?
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It's a financial health dashboard for Australian businesses that run on Xero. Once your account is connected, it keeps track of whether you can cover what's due, where debt is building, and whether the picture is getting better or worse over time.
How does Offermore connect to Xero?
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Through Xero's official login (OAuth 2.0), with read-only access. You approve the connection once, and from then on your financial reports come across on their own. Your Xero password never passes through us.
What insolvency risk indicators does Offermore track?
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Six in all, drawn from the warning signs Australian courts look to in insolvency cases: things like ongoing losses, weak cash flow, growing debt, and overdue tax or super. Each one is scored green, amber, or red, so you can see at a glance where the pressure is.
Is my Xero data secure?
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Yes. The connection is read-only, so nothing in your Xero can be changed from our end, and your data is encrypted both on the way to us and while we hold it. You can disconnect whenever you like, which cuts off access straight away.
Who should use Offermore?
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Mostly Australian business owners who use Xero and want to know how the business is really tracking without building reports every month. Plenty of accountants and bookkeepers use it too, to keep an eye on the clients they look after.
How do I keep an eye on my business finances?
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The simplest way is to let something read your accounting data for you, rather than rebuilding a spreadsheet each month. Offermore connects to Xero and checks your cash position, profitability, and debts every day, so you see the trend instead of a single month-end snapshot.
What is insolvency?
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Insolvency is when a business can no longer pay its debts as and when they fall due — even if it looks profitable on paper. It's more common than most owners realise, and the warning signs often appear months before things become serious. Learn how Offermore tracks insolvency risk for your business.
What are the early warning signs of insolvency in a business?
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They tend to be the same handful of things: trading at a loss for a stretch, cash getting tight, debt creeping up, tax or super falling behind, books that aren't kept up to date, and customers who are slow to pay. Offermore watches for all of them and flags each as green, amber, or red.
What are business solvency indicators?
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They're the signals that show whether a business can pay its debts as they fall due, like your current ratio, working capital, and how much cash runway you have left. Offermore works these out from your Xero figures so you don't have to do the sums by hand.
How much does Offermore cost?
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AUD $29 a month, with a 14-day free trial to begin. You don't need a credit card to start the trial.